SAVE ROOM FOR MORE: EARN 4.15% APY
Maximize your earnings this season with our certificate special offer, available now through November 20.
Earn a premium 4.15% APY1 with our 14-month certificate special when you meet one of the following qualifications:
- Open the certificate with at least half in new money, or
- Keep your funds with Cascade and roll a certificate that is set to mature during the promotion period into the special.
Contact us today to apply!
TELL HOLIDAY STRESS TO COOL IT
Let Cascade FCU make the holidays easier this year.
With rates as low as 9.99% APR2 and terms up to 72 months, a holiday loan can help you handle seasonal expenses with confidence. Funds are deposited directly into your Cascade FCU checking account, giving you the flexibility to cover holiday shopping, travel plans, or unexpected expenses or even consolidate higher-interest debt.
EVENT & HOLIDAY SCHEDULE
October 12
Closed for Indigenous Peoples Day
October 14 at 11 a.m.
Free Webinar: The Holiday Shopping Trap: The Psychology of Holiday Impulse Spending
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November 11
Closed for Veterans Day
November 26 & 27
Closed for Thanksgiving
December 24
Closing at 2 p.m. for Christmas Eve
December 25
Closed for Christmas
January 1
Closed for New Year's Day
GIVE THE GIFT OF MEMBERSHIP
Giving the gift of membership is a win-win!
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You'll receive $50 for each person you refer who becomes a member. You can earn up to $500!
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Those you refer earn $50 for joining and another $50
if they open a checking account or loan within 30 days.
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You and your referrals will be entered into our quarterly Members-Only Sweepstakes3 for a chance to win $500!
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You and those you refer can take advantage of the benefits of being a Cascade FCU member.
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TESTIMOMIALS FROM OUR MEMBERS
"I've been with Cascade for over 10 years, and over that time, the quality of service has consistently been superior to any other financial institution I've ever used. People that work here are trained well, friendly, kind, knowledgeable, and stay for years. Happy employees make happy customers. I live in another state, and I still only use Cascade because everywhere else I've tried failed."
— Katherine S, member
YOUR QUARTERLY FRAUD FOCUS
If you receive a package for something you didn't order, it could be a mistake—or it could mean someone has (or is trying to obtain) possession of your personal information. This is known as a brushing scam.
Review these tips to learn what to do if you find yourself in this situation.
1. DON'T SCAN THE QR CODE. Scammers will often include a note or return slip that contains a QR code. Scanning it can lead to bad actors stealing your information or confirming delivery and posting fake reviews posing as you to "brush up" their sales.
2. CHANGE YOUR PASSWORDS. Log in to the account(s) associated with the package (like Amazon). The seller or person that sent the package could have obtained access to your account.
3. REVIEW YOUR CREDIT REPORT. Just in case someone accessed your information, it's a good idea to take a look at your credit report. You can get a copy for free at AnnualCreditReport.com.
If you encounter a scam, remember to report it—even if you haven't lost money—to the Federal Trade Commission at ReportFraud@FTC.gov. For extra protection, we offer identity recovery services for $2 per month.
SINGLE? YOU STILL NEED AN ESTATE PLAN
Many think estate planning is only for families or the ultra-wealthy. But estate planning is just as important for singles or couples without children.
Without an estate plan that reflect your wishes, the state will make decisions about the distribution of your assets, excluding any extended family, friends, or organizations you may wish to receive your assets once you’ve passed.
You may first want to talk with a financial professional about your financial plan to get a better idea how much your estate could be worth throughout your retirement. Then you want to choose a representative or a trustee for your estate—someone you can trust to carry out your wishes and handle financial matters. Be sure to discuss this with the person you’d like to entrust and have a contingency person as well.
Getting started is as easy as making an appointment to speak with a financial professional. Meet with Mike Lin, wealth advisor, to schedule a complimentary, no-obligation appointment.4
HOLIDAY SHOPPING TRAP: THE PSYCHOLOGY OF HOLIDAY IMPULSE SPENDING
The holiday season is filled with sales, limited-time offers, emotional advertising, and shopping pressure—but many of these experiences are intentionally designed to influence consumer behavior.
In this engaging and interactive webinar, our partner GreenPath will explore the behavioral economic tactics retailers use during holiday shopping and how consumers can recognize these strategies, avoid impulse spending, and make more intentional financial decisions both online and in stores.
Register to attend this webinar on October 14 at 11 a.m. or to receive a recording after the webinar has concluded.
MEMBERS-ONLY SWEEPSTAKES WINNER
CONGRATULATIONS TO LOGAN C! Logan is the 2026 third-quarter winner of $500 through our Members-Only Sweepstakes.
Logan said, "I love how responsive the team at Cascade Federal Credit Union is. I always feel supported and assisted whenever it's needed, and feel valued as a member."
Each quarter, members who participated in our member referral program and/or used us for their lending needs are entered to win $500.3
How you can be entered into the sweepstakes:
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Join Cascade FCU. |
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Refer a friend or family member. When they join, you’ll both be entered. |
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Use Cascade FCU for your lending needs. When you get a loan, credit card, or line of credit, you’ll be entered. |
Insured by NCUA. Equal housing opportunity. APY = annual percentage yield. APR = annual percentage rate. Rates are subject to change. All loans, rates, and terms are subject to credit approval, may change at any time, and must meet Cascade Federal Credit Union lending policies.
1Rate and offer are effective as of October 1, 2026, and subject to change without notice. Early withdrawal penalties apply. Fees may reduce earnings. $1,000 minimum deposit is required to open. Special certificate will renew automatically as a 12-month certificate at the current dividend rate. To qualify, members must either 1) fund the certificate with at least half in new money that has not been on deposit with the credit union in the last 30 days, or 2) proactively contact us to roll over a certificate that is set to mature during the promotion period, retaining the funds from your maturing certificate. Offer ends November 20, 2026.
2APR is based on a term of 48 months. The holiday loan is an unsecured personal loan.
3Sponsored by Cascade Federal Credit Union, 18020 80th Ave S, Kent, WA 98032. Value of quarterly prize is $500. Odds of winning depend on number of entries received. Details and qualifications for participation in this promotion may apply. For additional details, please see CascadeFCU.org/SweepstakesRules.
4This information is not intended to be a substitute for individualized legal advice. Please consult your legal advisor regarding your specific situation. Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Cascade Federal Credit Union and Cascade Investments & Retirement are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Cascade Investments & Retirement, and are employees of LPL. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Cascade Federal Credit Union or Cascade Investments or Retirement. Cascade Investments & Retirement is not registered as a broker-dealer or investment advisor. Securities and insurance offered through LPL or its affiliates are:
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NOT INSURED BY NCUA OR
ANY OTHER GOVERNMENT
AGENCY
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NOT CREDIT UNION
GUARANTEED
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NOT CREDIT UNION
DEPOSITS OR OBLIGATIONS
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MAY LOSE VALUE
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