Things change pretty quickly nowadays, so it’s nice to have something that doesn’t — like fixed-rate earnings you can rely on.
benefits
- Enjoy peace of mind with guaranteed earnings
- Fixed rates, higher than regular savings
- Receive higher rates by selecting a longer term
- If you have been a member for 10 or more years, enjoy a rate increase of 0.05% APY on all certificates except for the Member Appreciation Certificates and special certificates
- Receive higher rates by selecting a longer term
- Our 36-, 48- and 60-month certificate options have the option to bump up your rate once per term
- Provide more guarantee than other uninsured investments
- Insured by the NCUA up to $250,000
- Set aside for future savings goals
- No setup or maintenance fees, however early withdrawals are subject to penalty
Certificate options
- A wide range of terms available (up to five years)
- $1,000 minimum deposit to open
- $1,000 minimum deposit to open
- Member Appreciation Certificates
- 10- or 20-month term
- Higher dividends than regular certificates
- $500 minimum deposit to open
- 10- or 20-month term
- Jumbo Certificate options available with $60,000 minimum deposit
Only one Member Appreciation Certificate is allowed per primary member.