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Privacy Policy

What Does Cascade Federal Credit Union Do With Your Personal Information?

Rev. Date 9/14

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand Cascade Federal Credit Union’s Privacy Policy.

At Cascade Federal Credit Union, we respect the privacy of our members. We recognize the importance of maintaining the confidentiality of your personal financial information. This notice describes the privacy policy and practices followed by Cascade Federal Credit Union. This notice explains what types of member information we collect and under what circumstances we may share it.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Name, address, Social Security number and income
  • Account balances and transaction history
  • Payment and overdraft history
  • Credit history and credit scores
When you are no longer our member, we will not share your information except as permitted or required by law as described in this notice.
How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Cascade Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does Cascade Federal Credit Union Share? Can You Limit This Sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes –
to offer our products and services to you		 No No
For joint marketing with other financial companies Yes Generally No*
For our affiliates’ everyday business purposes –
information about your transactions and experiences		 No We Do Not Share
For our affiliates’ everyday business purposes –
information about your creditworthiness		 No We Do Not Share
For our affiliates to market to you No We Do Not Share

Questions? Call 800.562.2853, email eServices@CascadeFCU.org or write to us at: Cascade Federal Credit Union, 18020 80th Ave S, Kent, WA 98032.
Who We Are -
Who is providing this notice?  Cascade Federal Credit Union
What We Do
How does Cascade Federal Credit Union protect my information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also restrict access to nonpublic personal information about you to those employees and volunteers who need to know the information to provide products or services to you.
How does Cascade Federal Credit Union collect my information? We collect your personal information, for example, when you
  • Open an account or apply for a loan
  • Apply for any credit union service
  • You visit our website, provide us information on any online application or transaction, or information you send to us by email
  • Use your credit or debit card or pay your bills
  • Make deposits to or withdrawals from your accounts
We also collect your personal information from others, including credit bureaus or other companies.
Why can’t I limit all sharing? Federal law only gives you the right to limit information sharing as follows:
  • Sharing for affiliates’ everyday business purposes –information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
  • Cascade Federal Credit Union has no affiliates.
Non‑Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Cascade Federal Credit Union does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between Cascade Federal Credit Union and a nonaffiliated financial company where we jointly market financial products or services to you.
  • Our joint marketing partners include insurance companies and investment service providers.
Other Important Information
For Alaska, California, Maryland and North Dakota members, we will not share personal information with nonaffiliates either for them to market to you or for joint marketing, without your permission.
 

Certain features (such as payment services) of your Cascade FCU online banking and mobile app need to access your device’s contacts in order to complete transactions efficiently. Also, certain features require access to your camera (for facial recognition or for mobile deposit). In addition, the mobile app also may periodically collect, transmit and use geolocation information to support features that prevent fraudulent card use and alerts, but only if you expressly authorize collection of such information. You may choose whether geolocation information can be monitored on a continuous basis in the background, only while the app is being used, or not at all.  You can change these permissions at any time in your device settings.











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